Let’s face it, if given a choice no one would want to buy motor insurance for their cars. It is generally seen to be as less of savior around the time when you are already stretching your budgets for your new car. No one wants extra costs piling up over existing costs, especially when some of the Insurance companies have a lot of hidden costs on the way. And this so called premium you pay the insurance car companies on a yearly basis also varies from car to car, the higher the ex-showroom price on the car, higher the premium you need to pay. But then these are the only things that are a little hard to digest at first, but once you realize the advantages of having insurance, you shall see that it indeed is a life and tension saver.
You won’t need one
Well unless you own a car you don’t need to buy motor insurance. You won’t be needing car insurance if you live in a remote village or at the polar ice caps and are sure that there isn’t anything you can crash into, nor would you need insurance if you travel around in a horse cart.
They come in handy
You will definitely need to buy motor insurance if you won’t be driving on the conditions specified above. Motor insurance comes in handy if you were drive over someone’s fences. That time your motor insurance company will step in and pay the damages for the fence and the repair bills to your car. It goes the other way too, if someone with car insurance run over your fence, you will be compensated by his/her insurance company too.
Even you shall be covered
This way, if you buy motor insurance, you will not only have assistance to covering up the damages, it will also be helpful in knowing that you would also be covered under someone else’s insurance if gods forbid something was to happen.
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